*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
:root{--navy:#0F1F3A;--gold:#C9A227;--gold-ink:#7A5C00;--gold-soft:#FBF5E6;--blue-soft:#EEF3FA}
body{margin:0;font:18px/1.7 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:#1d1d1f;background:#fdfcf9}
h1,h2,h3,.nav,.btn,label,button,.foot,.eyebrow,summary,.grid a,.follow a{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
.col{max-width:680px;margin:0 auto;padding:0 22px}
header{background:#fff;border-bottom:3px solid var(--gold)}.nav{display:flex;justify-content:space-between;align-items:center;padding:16px 22px;max-width:680px;margin:0 auto;font-size:16px}
.nav a{color:var(--navy);text-decoration:none;font-weight:500}.nav a:hover{color:var(--gold-ink)}.nav .brand{font-weight:800}.nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:0}
main{padding:48px 0 72px}h1{font-size:2.3rem;line-height:1.15;margin:0 0 28px;letter-spacing:-.02em;color:var(--navy)}
h2{font-size:1.35rem;margin:56px 0 16px;color:var(--navy)}p{margin:0 0 20px}a{color:var(--gold-ink)}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:13px;color:var(--gold-ink);margin-bottom:10px;font-weight:600}
blockquote{margin:0 0 24px;padding:0 0 0 20px;border-left:4px solid var(--gold);font-size:1.15rem;font-family:Georgia,"Times New Roman",serif}
blockquote cite{display:block;font-style:normal;font-size:15px;color:#555;margin-top:6px;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
.btn{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;text-decoration:none;padding:14px 26px;border-radius:999px;font-size:17px;border:0;cursor:pointer;box-shadow:0 2px 8px rgba(15,31,58,.18)}.btn:hover{background:#d8b33c}
.hero{position:relative;color:#fff;background:#0F1F3A url(images/hero-phone-night.webp) center 40%/cover no-repeat}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,31,58,.55) 0%,rgba(15,31,58,.82) 100%)}
.hero .col{position:relative;padding-top:72px;padding-bottom:64px}.hero h1{color:#fff;font-size:2.5rem;text-shadow:0 2px 12px rgba(0,0,0,.35)}
.hero blockquote{border-left-color:var(--gold);color:#fff}.hero blockquote cite{color:#E8C766}
.band{background:linear-gradient(135deg,#0F1F3A 0%,#1d3563 100%);color:#fff}.band .col{padding-top:44px;padding-bottom:36px}.band h1{color:#fff;margin:0}.band .eyebrow{color:#E8C766}
.band .rule{width:56px;height:4px;background:var(--gold);border-radius:2px;margin-top:18px}
.follow{display:flex;flex-wrap:wrap;gap:10px;margin:8px 0}.follow a{font-size:15px;font-weight:600;padding:8px 16px;border:1.5px solid currentColor;border-radius:999px;text-decoration:none;background:#fff}
.follow .yt{color:#CC0000}.follow .ig{color:#C13584}.follow .fb{color:#1565D8}.follow .tt{color:#111;border-color:#25F4EE;box-shadow:2px 2px 0 #FE2C55}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;list-style:none;padding:0;margin:0}
.grid a{display:flex;align-items:center;gap:10px;padding:14px 14px;border:1px solid #eadfbf;border-radius:12px;text-decoration:none;color:var(--navy);font-size:16px;font-weight:600;background:var(--gold-soft);height:100%}
.grid li:nth-child(even) a{background:var(--blue-soft);border-color:#d3deef}.grid a:hover{border-color:var(--gold)}
.grid svg{flex:none;width:20px;height:20px;max-width:20px;max-height:20px;stroke:var(--gold-ink);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.grid li:nth-child(even) svg{stroke:#1d4f91}
ol.steps{padding-left:22px}ol.steps li{margin-bottom:12px}ol.steps li::marker{color:var(--gold-ink);font-weight:700}
details{border-top:1px solid #e6e2d8;padding:14px 0}details:last-of-type{border-bottom:1px solid #e6e2d8}summary{cursor:pointer;font-weight:600;font-size:17px;color:var(--navy)}details p{margin:12px 0 0}
form{display:grid;gap:14px;margin-top:12px}label{font-size:15px;display:grid;gap:6px}
input,textarea{font:inherit;font-size:17px;padding:12px 14px;border:1px solid #ccc;border-radius:10px;width:100%;background:#fff}input:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.hp{display:none}.small{font-size:15px;color:#555}
.foot{background:var(--navy);padding:36px 0;font-size:14px;color:#C9D3E3;border-top:4px solid var(--gold)}.foot a{color:#E8C766;margin-right:14px}
@media(min-width:760px){h1{font-size:3rem}.hero h1{font-size:3.4rem}.hero .col{padding-top:120px;padding-bottom:100px}.grid{grid-template-columns:1fr 1fr 1fr}}.grid svg path,.grid svg circle{fill:none}